Health Insurance Rates

 

THE LOCAL CHOICE HEALTH BENEFITS PROGRAM FOR 2017 – 2018

 

 

KEY ADVANTAGE 250 PLAN WITH COMPREHENSIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 574.00

$154.00

$ 728.00

DUAL COVERAGE

$ 818.00

$529.00

$1,347.00

DUAL COVERAGE / BOTH WORK

$1,148.00

$199.00

$1,347.00

FAMILY COVERAGE

$1,062.00

$904.00

$1,966.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$818.00

$1,966.00

 

KEY ADVANTAGE 1000 PLAN WITH COMPREHENSIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 574.00

$57.00

$ 631.00

DUAL COVERAGE

$ 818.00

$349.00

$1,167.00

DUAL COVERAGE / BOTH WORK

$1,148.00

$19.00

$1,167.00

FAMILY COVERAGE

$1,062.00

$642.00

$1,704.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$556.00

$1,704.00

 

HIGH DEDUCTIBLE HEALTH PLAN WITH COMPREHENSIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 529.00

$ 0.00

$ 529.00

DUAL COVERAGE

$ 818.00

$161.00

$ 979.00

DUAL COVERAGE / BOTH WORK

$ 979.00

$ 0.00

$ 979.00

FAMILY COVERAGE

$1,062.00

$366.00

$1,428.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$280.00

$1,428.00

 

The High Deductible Health Plan is be offered via a Health Savings Account (HSA) which is a tax-favored savings account for the purpose of paying medical expenses. The School Board will provide a one-time contribution of $500.00 to an employee’s HSA account upon initial enrollment in an HSA plan (subsequent re-enrollment is not eligible).

 

The above Key Advantage 250, Key Advantage 1000, and High Deductible Health Plan premiums include Medical, Comprehensive Dental, and Vision coverages.

KEY ADVANTAGE 250 PLAN WITH PREVENTIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 574.00

$140.00

$ 714.00

DUAL COVERAGE

$ 818.00

$503.00

$1,321.00

DUAL COVERAGE / BOTH WORK

$1,148.00

$173.00

$1,321.00

FAMILY COVERAGE

$1,062.00

$866.00

$1,928.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$780.00

$1,928.00

 

KEY ADVANTAGE 1000 PLAN WITH PREVENTIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 574.00

$ 43.00

$ 617.00

DUAL COVERAGE

$ 818.00

$323.00

$1,141.00

DUAL COVERAGE / BOTH WORK

$1,141.00

$ 0.00

$1,141.00

FAMILY COVERAGE

$1,062.00

$604.00

$1,666.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$518.00

$1,666.00

 

HIGH DEDUCTIBLE HEALTH PLAN WITH PREVENTIVE DENTAL COVERAGE

TIER LEVEL

EMPLOYER

EMPLOYEE

TOTAL PREMIUM

SINGLE COVERAGE

$ 515.00

$ 0.00

$ 515.00

DUAL COVERAGE

$ 818.00

$135.00

$ 953.00

DUAL COVERAGE / BOTH WORK

$ 953.00

$ 0.00

$ 953.00

FAMILY COVERAGE

$1,062.00

$329.00

$1,391.00

FAMILY COVERAGE / BOTH WORK

$1,148.00

$243.00

$1,391.00

 

The High Deductible Health Plan is offered via a Health Savings Account (HSA) which is a tax-favored savings account for the purpose of paying medical expenses. The School Board will provide a one-time contribution of $500.00 to an employee’s HSA account upon initial enrollment in an HSA plan (subsequent re-enrollment is not eligible).

 

The above Key Advantage 250, Key Advantage 1000, and High Deductible Health Plan premiums include Medical, Preventive Dental, and Vision coverages.